Government Business Banking

Enabling Auditable, Policy-Compliant
Money Movement

Across citizen services, subsidies, grants and reimbursements

19 No. of Deployments

10+ Live State Adapters

3M+ Financial transactions
per day on peak
disbursement period

300+ Central and
State Schemes

Mindgate’s Government Business Banking – CB Konnect
Platform Overview

Mindgate’s Government Business Banking – CB Konnect

A mission-delivery layer at the intersection of policy and payout

Behind every subsidy, scheme or fiscal directive lies a trail of accountability. Mindgate's GBB-CB Konnect solution makes that trail instant and auditable.

From fund authorization to beneficiary-level payouts, reconciliation and back-office visibility, we translate policy execution into code with zero disruption to live banking systems.

One-click DBT <br />disbursement for 3 <br />sponsor banks

One-click DBT
disbursement for 3
sponsor banks

Integrated pathways with <br />modern API based <br />approaches

Integrated pathways with
modern API based
approaches

Customizable accounting <br />process

Customizable accounting
process

Plug and play support with <br />easier customization and <br />management

Plug and play support with
easier customization and
management

Solution designed with <br />fault isolation & single <br />responsibility principle

Solution designed with
fault isolation & single
responsibility principle

Key features

Purpose-Built To Align With Evolving Mandates

Designed to handle every public fund flow, from DBT and non-DBT to bulk settlements

The GBB-CBK Integration Adaptor is built as a comprehensive suite empowering you to adhere to shifting
regulatory compliances. The solution scales with new schemes and department-specific logic, ensuring agility,
integrity and performance.

  • Approval workflow support via mobile/internet banking
  • Digitally signed payment approvals across channels
  • Configurable business rules for account prioritization
  • Multi-mode payouts (RTGS, NEFT, APBS, NACH)
  • ISO-ready formats, multi-layer security

Infrastructure That Understands Institutions

The GBB-CBK framework respects structure, from treasuries to departments.

  • One core with plug-in logic for any scheme, fund or agency
  • Government-grade, CBS-ready adapters; modular PFMS, IFMS, ID Vault
  • Multi-layered views with role-based flows from ministry to district
  • Account auditability, validation and reconciliation
Key BENEFITS

Accelerate Disbursements
Without Compromising Control

We simplify back-office complexity while strengthening every stage of fund movement.

What you get:

Faster error detection, fewer delays with unified transaction monitoring

Faster error detection, fewer delays with unified transaction monitoring

Streamlined scheme onboarding via department-specific integrations

Streamlined scheme onboarding via department-specific integrations

Full transparency for auditors and administrators on a real-time dashboard and MIS

Full transparency for auditors and administrators on a real-time dashboard and MIS

High-volume processing, uninterrupted ops on a multi-thread architecture

High-volume processing, uninterrupted ops on a multi-thread architecture

End-to-end control across users & banks through secure, role-based access

End-to-end control across users & banks through secure, role-based access

Leverage a Track Record
That Delivers at Scale

Our platform powers government banking for leading public sector banks across geographies.

What you get:

Trusted in national subsidy flows, welfare schemes and treasury operations

Trusted in national subsidy flows, welfare schemes and treasury operations

Processes in-memory, deploys in hours, and speaks fluently to your tech stack

Processes in-memory, deploys in hours, and speaks fluently to your tech stack

Designed to handle millions of records with real-time validation

Designed to handle millions of records with real-time validation

Configurable for conditional cash transfers, subsidy tracking and fund audits

Configurable for conditional cash transfers, subsidy tracking and fund audits

Operates under multi-tenant, multi-layer security by design

Operates under multi-tenant, multi-layer security by design

ENGAGE

Transform Government Business Banking

The platform is built on zero-trust architecture, a cybersecurity framework
where every financial and non- financial transaction, irrespective of origin, undergoes explicit verification.