QUICK OVERVIEW
A Future-Ready Platform for
Diverse Payment Experiences
Built for merchants and payment service providers (PSPs)
operating at scale, Mindgate’s cloud-native,
microservices-driven platform delivers reliable,
high-performance processing, combining speed, resilience and
flexibility.
With full-stack
API/SDK-based UPI capabilities, plug-and-play
integrations, built-in regulatory compliance and consistently
high success rates, it supports faster go-to-market without
operational friction.
USPs
Customized product
solutioning
Multi-bank platform
AI-powered
seamless sandbox
environment
Advanced insights
& controls
Faster rollout of
enhanced UPI
features
WHO WE SERVE
Empowering Every Participant
in the Merchant Ecosystem
KEY OFFERINGS
Integrated Payment Methods for Seamless Workflows, Channel Transitions and Interoperability
Payouts, settlements, commissions and charges are
transparently embedded in our infrastructure, with instant
settlements via real-time rails and unified
interfaces—ushering in a new era of diverse payments.
UPI TPAP/Merchant Stack
Enabling Banks, TPAPs and Merchants to Deliver A Unified,
Cutting-Edge, Secure Transaction Channel
Quick onboarding powered by focussed TPAP and merchant integration team
Comprehensive Developer Sandbox for integration and testing
Full stack/ Plug-in SDKs for frictionless integration
Real-time monitoring & MIS reports for observability
Merchant SDK – Xpress UPI
One-Click Checkout for Instant Conversions
5X faster UPI payments
Higher success rates leading to higher sales conversion
Faster onboarding
Seamless payment experience
Standalone Offerings
Smarter Payments for Banks and Merchants
Mindgate brings banks and merchants onto a unified platform where integrations are simpler, compliance is built in and insights are available in real time. This enables smoother operations, faster scaling and better payment experiences across the ecosystem. So banks gain seamless integration and compliance; merchants get frictionless checkouts and real-time insights.
Merchant Management Platform
Helping Banks and Financial Institutions Thrive in the Dynamic Digital Commerce Environment
This platform supports engagement with merchants across offline (physical stores) and online (e-commerce) sectors and enables acceptance of various payment methods, including cards, real-time options and both customer and merchant-initiated payments.
USE CASES
The Full Spectrum of Digital Payment Use Cases
Autopay & mandate management
Credit line on UPI & Credit Card on UPI
Cross border remittance & merchant payments
UPI Lite
Bill payments
