Retail Payment Solutions
Enabling Billion-A-Day Real Time Readiness
Across the Globe
Why Mindgate
Driving the World’s Most Ambitious Payment Revolution
Mindgate’s payment suite has been at the heart of India's UPI growth story, powering banks on one of the most successful real-time payment ecosystems in the world.
Our retail payment solutions have delivered the reliability that real-time economies demand. What we enabled for UPI is now shaping how RTP systems are implemented and scaled globally, designed for performance, resilience and continuous change.
PRODUCT PORTFOLIO
A Complete Retail Payments Stack
Built for Modern Banking
Mindgate’s digital infrastructure is built to support the full
spectrum of customer payment
journeys through versatile
retail banking experiences.
Global RTP Adapters
Modular, instant fund transfers across domestic
and cross-border rails
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Merchant & TPAP Offerings
A microservices-based cloud-agnostic platform
powering scalable payment experiences
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Banking Connect (IB/MB)
One platform to unify internet banking and mobile
banking transactions across channels
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Battle-Tested on the World’s
Largest RTP Network- UPI
15
RTP platform implementations
30M
monthly transactions on BBPS
~75%
Central Digital Currency transaction volume processing in India
Top 2
banks in India piloting CBDC
Every country, every network, every institution has its own standards.
Mindgate Retail Payments are
Designed for Adaptability.
- Adaptable to national payment rails and proprietary schemes
- API-first integration with digital banking, merchants and payment service provider systems
- Rich value-added overlays for recurring payments, offline flows and evolving regulatory needs
USPs and technology
A Future-Ready Digital Foundation
From national payment infrastructure to merchant solutions,
every platform is cloud native and
resilient by design.
This ensures speed, security and scale, no matter where it’s
deployed.
Microservices architecture
Zero downtime deployment
Active-active setup with real time sync
Automation testing for quick launches
API-first platforms
Multi-cloud readiness (AWS, Azure, GCP)
In-memory caching for sub-second processing
99.99% Platform Uptime
Zero Technical Declines
KNOWLEDGE HUB
Insights & Stories
UPI Switch Explained: Essential Guide for Banks & PSPs
Click to access the resource
