Powering a Connected Transaction Banking Ecosystem
Transaction banking now sits at the core of how businesses manage cash, payments and liquidity in real time. While enterprises expect a unified view across cash management, trade and emerging digital assets; banks must operate as integrated financial hubs for their clients.
Mindgate’s VTransact DigiTB enables this shift by delivering a seamless, channel-agnostic experience across all touchpoints.
Transaction Banking Ecosystem
VTransact
DigiTB
API Banking
Universal Landing
Portal
ATM | CDM POS | NFC QR
Market Place
Directconnect
/ H2H
MobilePlatform
Cards & QR
Mandates
Cheque
Cash
Domestic & InternationalPayments
Fintech
B2B2C
SME / MSME
Merchants
MNCs
Large Corporations
Governments
Travel & Tourism
Airlines
Retail
Telecom
FMCG
Governments
A Unified Transaction Banking Portal for Corporates
VTransact DigiTB addresses different business requirements through one interface, removing the need to operate across siloed systems.
Corporates get a real time view of their cash positions across accounts, along with the ability to initiate transactions, track flows and manage financial operations from a single workspace.
Working as an intelligent suite of flexible, enterprise-ready modules, the platform consolidates data and channels, reduces reconciliation effort, improves visibility and gives teams tighter control over their financial ecosystem.
Virtual Accounts
Virtual Accounts
for structured COBO, POBO and invoicing
View module
Liquidity Management
precision control for sweeps, pools, loans, forecasting
View module
Administration and Digital Onboarding
for access to cash management services
View module
Digital Unified Portal
journeys in one seamless digital experience
View module
Trade Finance
guarantees, collections, workflows and document management
View module
Collections and Receivables Management
receivables with automated tracking and reconciliation
View module
Account Services and Requests
and inquiries, into one guided, auditable experience
View module
EIPP
manual data entry errors, expedite payments
View module
Mindgate powers global transactions through a future-ready digital foundation
VTransact DigiTB Transforms Diverse Banking Journeys into a Cohesive Experience
What it enables
- One unified view across all transaction banking services
- Rapid, low-touch onboarding
- Real-time alerts and actionable reporting
- AI/ML-powered automation and intelligence
- True multi-country/multi-entity operations
- Relationship-driven pricing at scale
- Granular identity and access control
- BaaS-led ecosystem expansion
- Modular scaling through microservices
- Cloud-native or on-prem deployment flexibility
Unified Experiences Powered by Technology
Microservices-based compliance layer
API-first cash management
Modular innovation stack
Decoupled front-end framework
Real-time integration layer
Built to Power Global Transaction Success
16+
Banking Clients Leveraging the Global Transaction Banking Suite
17+
Country Implementations with Proven Local Adaptation
4
National Banks Executing Multi-Country Deployments
300+
Reusable APIs for Corporate Connectivity
1.5Mn
Virtual Accounts Generated Programmatically
Insights & stories
Enabling 24/7 USD Cross-Border Payments for a UAE Bank
Download Now
Mindgate Boosts Transaction Capacity & Payment Experience on AWS
With its cloud-native platform in place, Mindgate rapidly scaled operations and improved performance across the board. The company has increased digital payment platform transaction capacity by 50 percent
Download Now