PLATFORM OVERVIEW
Resilient Infrastructure to Accelerate Payment Modernization
Mindgate's Central Infrastructure offerings equip central
banks, regulators and national payment networks with the
digital muscle to modernize payments.
The solution is designed as one unified platform that
bridges core RTP systems, innovative payment overlays and
industrial strength clearing and settlement.
Key features
The Platform to Shape How Nations
Pay, Move and Transact
A robust layer of digital overlays
- Secure real time payments
- On-device wallet
- One-time and recurring mandates
- Instant account validation
- Seamless dispute and reversal management
- Offline payments
Core RTP systems
- Seamless merchant transactions using QR and intent payments
- Digital lending and capital market transactions
- Government schemes, tolls and utility collections
- Consent-based and programmable CBDC use cases
High-performance clearing
and settlement engine
- Real time reconciliation and settlement
- Automated billing and workflows
- Participant and admin portals
- Digital back office and MIS
- Merchant management
- NRT/Batch CBS posting
- Dispute processing
KEY BENEFITS
Engineered for Payment Trailblazers
Messaging standard compatible with ISO 20022
API-first, cloud-native architecture ready for active-active deployment
SDKs for IOS and Android devices
Live multi-market rollouts across regulatory environments
Use of in-memory, no-SQL database for faster transaction response time
Automation testing for quick certification of new payment types and use cases
WHY MINDGATE
Battle-tested on the World's
Largest RTP Infrastructure
Mindgate has been a core technology partner in India's UPI ecosystem, one of the world's most ambitious real-time payment revolutions.
11B+
Transactions Processed Monthly
$1.6T
Annualized Transaction Value
Zero
Technical Declines
What we built for UPI is now shaping how real-time payment
systems are delivered and scaled across the world.
As central institutions prepare for next-generation payment
volumes, Mindgate brings a modernized, future-ready
infrastructure offering to nurture digital economies worldwide.
KNOWLEDGE HUB
Insights & Stories
Driving CBDC Transformation for a Leading Private Bank
The successful deployment of the CBDC solution not only enabled secure and efficient digital currency transactions but also positioned the bank at the forefront of innovation in the evolving digital payments landscape
Download Now
